Earn up to 2.75% APY*

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Reduce Your Tax Burden ... Get a Bonus!

It's IRA season. For many taxpayers, investing in an Individual Retirement Account (IRA) is one way to reduce tax liability and save for the future. Plus, for a limited time, earn a .15% bonus on fixed-rate e-Certificate IRAs!

Open a fixed-rate IRA certificate (any term) online by April 15, 2010 to receive an additional .15% above the advertised APY. A Provident IRA is a sure thing that will bring many happy returns, and keep in mind IRAs are federally insured (separately from your other savings at Provident) up to $250,000.

This offer is only available online. Open yours now. Be sure to consult your tax advisor regarding the tax benefits.

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* Annual Percentage Yield (APY) is effective as of April 1, 2010 and is subject to change anytime thereafter. 2.75% APY includes a .15% bonus on a 60-month e-Certificate IRA. Bonus offer available until April 15, 2010, and offered only on new and rollover fixed IRA certificates, 12 to 60 month terms that are opened online at www.providentcu.org. Cannot be combined with any other offer. Not available to institutional deposits. Membership required. $500 minimum deposit and balance required for IRA certificate. Penalty for early withdrawal may be assessed and may reduce earnings.

This credit union is federally insured by the National Credit Union Administration (NCUA).

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